Car Insurance Prepares You for the Unexpected
- Your local agent not only understands the factors that make up a quality car insurance policy, but knows the requirements in your state.
- We partner with multiple carriers to find the best personal auto insurance coverage for you at affordable rates.
- Your agent will help you find car insurance tailored to your needs, not to a mathematical formula describing what the average driver should have.
What Does Car Insurance Cover?
There are three primary types of insurance coverage:
Covers the costs associated with injuries and property damage you are responsible for if you cause an accident.
Covers the costs to repair or replace your damaged or destroyed vehicle after an accident.
Formally known as “other than collision,” this portion of your policy covers damage to your vehicle from causes such as auto theft and weather damage.
There are also several different types of coverage which may be available to you, including:
Covers the costs of injuries for you and others in your vehicle after an accident, regardless of who was at fault.
Similar to medical payments coverage, PIP coverage can pay your medical costs after an accident, regardless of fault. But PIP offers expanded coverage that includes coverage for lost wages.
Pays a certain amount daily for a replacement vehicle if yours is in the shop for repairs.
Provides emergency roadside assistance and towing to help you get your vehicle back on the road or to a shop for repair.