Renters Insurance
Insurance Coverage

Renters Insurance in Franklin, Ohio

Coverage options for your belongings and personal liability as a tenant.

Renters insurance can help protect your belongings and provide personal liability coverage if a covered loss occurs. Your landlord's property insurance generally does not cover your personal belongings, which makes renters insurance worth considering for many tenants.

A landlord's policy typically covers the building structure — not a tenant's furniture, electronics, clothing, or other personal items. Renters insurance is intended to help fill that gap and is generally one of the more affordable types of coverage available.

Renters insurance may help cover personal property against risks such as fire, theft, and certain water damage. It can also provide liability coverage and loss of use coverage that may help with temporary housing costs if a rental becomes uninhabitable after a covered loss.

Our agents at Imperium Insurance Services can help renters across Franklin, Ohio and the Miami Valley review policy options that may fit their needs and budget, including the possibility of bundling with auto insurance.

What's Covered

Personal Property Coverage
Liability Protection
Loss of Use / Additional Living Expenses
Medical Payments
Identity Theft Coverage Add-On
Valuables Riders
Electronics Coverage

Why Work With an Independent Agency?

  • Coverage options for personal belongings
  • Ask about bundling with auto insurance
  • Local, independent guidance
  • Help understanding what a landlord's policy does not cover
  • Coverage options to discuss with an agent

Renters Insurance FAQs

Ready to Get Started?

Request a personalized renters insurance quote.

Or talk with an agent directly:

(937) 365-2010